.terms-overlay,.ck-overlay{position:fixed;inset:0;background:rgba(22,28,43,.62);backdrop-filter:blur(3px);display:flex;align-items:center;justify-content:center;padding:1.25rem;opacity:0;pointer-events:none;transition:opacity .25s var(--ease)}
.terms-overlay{z-index:1250}.ck-overlay{z-index:1200}.terms-overlay.open,.ck-overlay.open{opacity:1;pointer-events:auto}
.terms-modal,.ck-modal{background:var(--white);width:100%;max-height:88vh;display:flex;flex-direction:column;overflow:hidden;transform:translateY(12px);transition:transform .25s var(--ease);box-shadow:0 30px 70px rgba(22,28,43,.4)}
.terms-modal{border-radius:8px;max-width:640px}.ck-modal{border-radius:6px;max-width:660px}.terms-overlay.open .terms-modal,.ck-overlay.open .ck-modal{transform:none}
.terms-head,.ck-head{padding:1.4rem 1.75rem 1.1rem;border-bottom:1px solid var(--grey);display:flex;justify-content:space-between;align-items:center;gap:1rem}
.terms-head h2{font-family:var(--f-head);font-size:1.7rem;letter-spacing:.03em;text-transform:uppercase;color:var(--navy);line-height:1}.ck-head h2{font-family:var(--f-ui);font-size:1.15rem;font-weight:700;color:var(--navy)}
.terms-x,.ck-x{background:none;border:0;color:var(--ink-3);cursor:pointer}.terms-x{font-size:1.1rem;padding:.2rem}.ck-x{width:34px;height:34px;border-radius:4px;font-size:1.15rem}.terms-x:hover,.ck-x:hover{color:var(--navy)}
.terms-body,.ck-body{padding:1.4rem 1.75rem;overflow-y:auto}.terms-body{font-size:.82rem;color:var(--ink-2);line-height:1.75}.terms-body p{margin-bottom:.8rem}.terms-body strong{color:var(--navy);font-weight:600}.terms-body ul{list-style:disc;padding-left:1.2rem;margin:.3rem 0 .8rem}.terms-body a{color:var(--blue-d)}
.ck-intro{font-size:.85rem;color:var(--ink-2);line-height:1.75;margin-bottom:1rem}.ck-cat{border-top:1px solid var(--grey)}.ck-cat:last-child{border-bottom:1px solid var(--grey)}.ck-cat__row{display:flex;align-items:center;gap:.75rem;padding:.95rem 0}.ck-cat__head{flex:1;display:flex;align-items:center;gap:.6rem;background:none;border:0;padding:0;font-family:var(--f-ui);font-size:.95rem;font-weight:600;color:var(--navy);text-align:left}.ck-chev{transition:transform .2s;color:var(--ink-3)}.ck-cat.open .ck-chev{transform:rotate(90deg)}.ck-always{font-family:var(--f-mono);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:var(--blue-d);white-space:nowrap}.ck-cat__desc{display:none;font-size:.82rem;color:var(--ink-2);line-height:1.7;padding:0 0 1rem 1.45rem}.ck-cat.open .ck-cat__desc{display:block}
.ck-switch{position:relative;display:inline-block;width:42px;height:24px;flex-shrink:0}.ck-switch input{opacity:0;width:0;height:0}.ck-switch span{position:absolute;inset:0;background:var(--grey);border-radius:24px;transition:background .2s;cursor:pointer}.ck-switch span:before{content:'';position:absolute;width:18px;height:18px;border-radius:50%;background:#fff;top:3px;left:3px;transition:transform .2s;box-shadow:0 1px 3px rgba(22,28,43,.3)}.ck-switch input:checked+span{background:var(--blue)}.ck-switch input:checked+span:before{transform:translateX(18px)}.ck-switch input:focus-visible+span{outline:2px solid var(--blue);outline-offset:2px}
.ck-foot{display:flex;gap:.7rem;flex-wrap:wrap;padding:1.25rem 1.75rem;border-top:1px solid var(--grey)}.ck-foot .btn{flex:1;justify-content:center;min-width:150px}@media(max-width:560px){.ck-head,.ck-body,.ck-foot,.terms-head,.terms-body{padding-left:1.15rem;padding-right:1.15rem}}